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Strategies to Fund Your Immigration Plans: Japa 101 for Nigerians

It’s 2023, and everyone and their neighbour is plotting a new strategy to leave the country, aka Japa. But do you know that if you don’t plan a strategy to fund your immigration plans, you might struggle in a land far from home? You don’t want to be that person.

Actualizing your immigration plans can seem impossible, considering the money involved in funding them. Even though immigrating to another country for work or study can be an exciting opportunity to start a new life and have new experiences, financial expenses accompany such moves.

Things like passport and visa fees, flight fares, getting and setting up a house, etc., could run into millions of Naira, and these expenses can discourage anyone – both the fainthearted and the strong of heart.

Fortunately, with some options and proper planning, you can fund your immigration plans successfully, and become one of those to succeed in your new country.

In this blog post, we will discuss how you can succeed with this;

Steps To Fund Your Immigration Plans

1. Research your options thoroughly:

This is the first and most crucial step. Every goal begins with a plan, and the more research you do, the more informed you’ll be about the available options and the most suitable one for you. 

There are different immigration policies and programs unique to each country. They also have varying requirements and costs. In some countries, there’s the provision of financial assistance to new immigrants, while other countries require proof of sufficient funds to support yourself and your dependents.

Thorough research will reveal your options and the program suitable for your needs and budget. You’ll also learn the financial assistance available to help with funding your immigration plans.

2. Draft a budget:

Making a budget is another crucial step in achieving success with funding your immigration plans. Know your monthly expenses, including rent or mortgage, utilities, transportation, food, etc. Have a realistic idea of how much money you will need.

With a clear understanding of your expenses, you can determine how much more money will be needed to fund your immigration plans. Afterward, come up with a plan to raise the money required. Can you save up what you need? If you can, how long will it take? You can sell your assets like property or cars to save more money. Also, consider cutting down on your current expenses. If you won’t be able to save all you need, what are the other options?

Note that you’ll need a little above your estimated budget to have a buffer in case of unexpected expenses.

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3. Look for job opportunities before you move:

Secure a job in your new country before you migrate. This can help ensure a stable income and a more stable financial situation. You can search for job opportunities online or contact recruitment agencies for assistance. Some of these companies even offer to sponsor your immigration, and you can work part-time or full-time, based on the agreement with your employee.

5. Apply for financial assistance:

As mentioned earlier, some countries offer financial assistance to new immigrants. This can help cover the cost of travel, housing, and other expenses. Depending on the country, your eligibility for financial assistance is based on your income, education, or skills.

You will provide documentation of your income, assets, and other financial information to apply for financial assistance. Research the program requirements you are applying for and gather all necessary documentation.

6. Consider loans or grants:

If your savings are insufficient to fund your immigration plans, you can consider taking a loan or applying for a grant. Many organisations offer loans or grants to new immigrants to help with their expenses.

Ensure you carefully research and understand the interest rates and repayment terms before taking a loan and signing any agreements.

Read also: Establishing Multiple Income Streams Through Saving and Investing

7. Seek professional advice:

Immigrating to a new country can be complex and challenging, but some specialists help simplify it. Immigration lawyers, travel consultants, and financial advisors can help you navigate the process of achieving success with funding your immigration plans. 

Consulting with them will shorten your learning curve, help you understand your options, determine what’s best for you, avoid mistakes, and make achieving your immigration plan easier.

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8. Opt for remote work or freelancing:

With skills that can be done remotely, web development, content writing, or graphic design, you can work remotely for a company in your new country. This will help you earn an income while you gradually settle down and find a physical job.

9. Apply for scholarships or education grants:

If you want to enrol in a school in your new country, scholarships or education grants can help cover tuition, the cost of books, and other expenses. Many organisations offer scholarships and education grants specifically for international students. Some scholarships are fully funded, while others are partial.

10. Seek community support:

In achieving success with funding your immigration plans, you can benefit greatly from organisations or groups that support new immigrants in your new country. Some organisations offer financial assistance or other resources to help with the transition.

11. Consider starting a business:

With physical skills like braiding and barbing, you can start a side hustle by providing services to people in your new country and earning money. 

Funding your immigration plans can be difficult, but it’s not impossible. A combination of two or more of these options can increase your chances of achieving success with funding your immigration plans.

Nancy Samuel-Okunade

Nancy Samuel-Okunade is a prolific writer with a passion for shortening the learning curve of others through her writing. She draws inspiration from a wide range of sources, including personal experiences, books, and events. She writes a blog at, which serves as a platform for her to connect with her readers and share musings on life, spirituality, and everything in between She also works as a freelance writer for various clients, producing high-quality content on different topics.

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